This workshop explores the wide range of tax-free and tax-deferred financial tools available in Canada and how they can be used to build wealth strategically. Participants will learn how to make the most of registered investment accounts such as RRSP, TFSA, FHSA, and RESP, even when working with limited funds. The session also explains how to leverage the Home Buyers’ Plan (HBP) and the First Home Savings Account (FHSA) to support first-time home purchases, and how to take advantage of the principal residence exemption to maximize profits from real estate investments. In addition, the workshop will introduce how participating (whole life) insurance can serve as a tax-efficient vehicle for long-term wealth accumulation and estate planning.
This workshop will be facilitated in Mandarin.